Chest pain, trouble breathing or severe bleeding?Life-threatening emergency? Call 911.

Urgent care by insurance

8insurers with urgent care centers in their published network data. Pick your insurer to find in-network urgent care by state.

A clinic that is not listed under an insurer may still accept it. Our network data covers the insurers shown here; it does not include Tricare, Kaiser Permanente or most state Medicaid programs.

About insurance and urgent care

Most health plans cover urgent care, usually with a set copay or by counting the visit toward your deductible. Going to a clinic in your plan’s network usually costs much less than going out of network.

The network data on these pages comes from the machine-readable network files insurers publish, matched to each clinic by its NPI number. Confirm with the clinic before your visit.

Frequently asked questions

How do I find an urgent care that takes my insurance?

Pick your insurer below, then your state, to see urgent care centers in that insurer’s published network. Then call the clinic with your insurance card to confirm, because networks depend on your exact plan.

What if I go to an out-of-network urgent care?

You will usually pay more, and some plans (such as many HMOs) pay nothing for out-of-network care except emergencies. Check your plan before you go if you can.

When should I go to the ER instead of urgent care?

Go to the ER or call 911 for chest pain, trouble breathing, signs of a stroke (face drooping, arm weakness, slurred speech), severe bleeding, a serious head injury, or any symptom that could be life-threatening. Urgent care is for problems that need care today but are not dangerous.

Find urgent care by insurer