Free Medical Clinic
Hours not listed · call to confirm
Waterloo, IA 50701
0.1 mi from city center
Urgent care centers and walk-in clinics in Waterloo, IA
47urgent care centers and walk-in clinics serving Waterloo. 3 list 24-hour service.
Urgent care centers and walk-in clinics in Waterloo
Showing 1–10 of 47, sorted by distance from the city center
Aloocare urgent care
Hours listed · see hours655 Cedar St, Waterloo, IA 507010.3 mi from city centerMercyOne Franklin Street Family Medicine
Hours listed · see hours220 Franklin St, Waterloo, IA 507030.8 mi from city centerPeoples Clinic Urgent Care
Hours listed · see hours905 Franklin St, Waterloo, IA 507030.8 mi from city centerPeoples Community Health Clinic
Hours listed · see hours905 Franklin St, Waterloo, IA 507030.8 mi from city centerMercyOne Kimball Family Medicine Ste 400
Hours listed · see hours2055 Kimball Ave #400, Waterloo, IA 507021.7 mi from city centerUnityPoint Clinic Family Medicine – West Waterloo
Hours not listed · call to confirm236 National Dr, Waterloo, IA 507011.8 mi from city centerBlack Hawk-Grundy Mental Health Center
Hours listed · see hours3251 W 9th St, Waterloo, IA 507022.0 mi from city centerMaria Metcalf A.R.N.P.
Hours not listed · call to confirm1655 E San Marnan Dr Suite H, Waterloo, IA 507022.1 mi from city centerUnityPoint Clinic Urgent Care - San Marnan
Hours listed · see hours1655 E San Marnan Dr Suite H, Waterloo, IA 507022.1 mi from city center
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- Urgent care
- City center (distances measured from here)
Waterloo urgent care at a glance
Waterloo has 47 urgent care centers on our listings across 3 ZIP codes. 3 list 24-hour hours, 10 list Sunday hours and 7 more stay open past 7 PM on at least one weekday. The closest to the city center is Free Medical Clinic, 0.1 mi away.
- 47urgent care centers
- 3list 24-hour hours
- 10list Saturday hours
- 10list Sunday hours
- 7open past 7 PM on a weekdaynot counting 24-hour clinics
- 31list insurance networks
Closest to the city centerFree Medical Clinic0.1 mi from the city center
3 ZIP codes
- 5070322
- 5070216
- 507019
Counts come from the listings above and the hours each clinic publishes. Hours are not listed for 27 of the 47. Hours and networks change, so call to confirm.
Open late, weekends and 24 hours in Waterloo
Open 24 hours 3
Open on Sunday 10
- Aloocare urgent care655 Cedar St · Sunday: open 24 hours
- Peoples Clinic Urgent Care905 Franklin St · Sunday: 1 PM – 4 PM
- Peoples Community Health Clinic905 Franklin St · Sunday: 1 PM – 4 PM
- UnityPoint Clinic Urgent Care - San Marnan1655 E San Marnan Dr Suite H · Sunday: 8 AM – 8 PM
- Nurse-On-Call3421 W 9th St · Sunday: open 24 hours
- MercyOne Waterloo Urgent Care2710 St Francis Dr Suite 111 · Sunday: 10 AM – 6 PM
- Allen Hospital Heart & Vascular Center1825 Logan Ave · Sunday: open 24 hours
- UnityPoint Clinic Urgent Care - North Crossing2134 Logan Ave Suite A · Sunday: 8 AM – 8 PM
- Urgent Care Center-United Medical Niemeyer Tracy MD1753 W Ridgeway Ave # 102 · Sunday: 8 AM – 8 PM
- UnityPoint Clinic Urgent Care - United Medical Park1731 W Ridgeway Ave #100 · Sunday: 8 AM – 8 PM
Open past 7 PM on weekdays 7
- Peoples Community Health Clinic905 Franklin St · Until 8 PM on some weekdays
- UnityPoint Clinic Urgent Care - San Marnan1655 E San Marnan Dr Suite H · Mon to Fri until 8 PM
- MercyOne Waterloo Urgent Care2710 St Francis Dr Suite 111 · Mon to Fri until 8 PM
- Allen Hospital Counseling Center and EAP212 W Dale St #100 · Until 8 PM on some weekdays
- UnityPoint Clinic Urgent Care - North Crossing2134 Logan Ave Suite A · Mon to Fri until 8 PM
From the hours each clinic lists, in the same order as the list above; the list shows which are open right now. Hours change, so call to confirm.
Insurance networks listed by Waterloo clinics
31 of the 47 urgent care centers here list at least one insurance network. These are the networks listed on our listings, drawn from insurer directories; call the clinic to confirm your plan before you go. A network missing here does not mean a clinic does not take it.
- Aetna25 of 47
- Wellmark BCBS Iowa22 of 47
- UMR21 of 47
- Cigna20 of 47
- Medicare20 of 47
- UnitedHealthcare13 of 47
- Humana4 of 47
Other clinics and medical services in Waterloo
22 listings that are not urgent care, such as primary care, specialists, pharmacies and hospitals. Open one for its own page.
- 20Medical practice
- 2Dental clinic
Midwest Dental: Dr. Eric SpurgeonDental clinicPeoples Clinic: Nicholas J Eilertson, DDSDental clinicChristopher Hill D.O.Medical practiceDorothy Lawse M.D.Medical practiceDr. Steven W. Tarr, MDMedical practiceJeffrey Wilkins D.O.Medical practiceJens Olsen M.D.Medical practiceJoseph Kwofie D.O.Medical practiceJoseph Kwofie D.O.Medical practiceKeith Ruffcorn M.D.Medical practice
Marti Hall, ARNPMedical practiceNicholas Goetsch M.D.Medical practiceNik Nikoueiha M.D.Medical practicePaul McCaughey D.O.Medical practicePaul Shepard PA-CMedical practicePeoples Clinic: Sharon E Duclos, MDMedical practiceRobert DeKoster M.D.Medical practiceRobert Mott D.O.Medical practiceStacey Marlow M.D.Medical practiceStacey Marlow M.D.Medical practiceTodd Lawrence M.D.Medical practiceWilliam Fangman M.D.Medical practice
Urgent care vs. ER vs. primary care
General information, not specific to Waterloo: knowing where to go saves time and money. Here's how urgent care compares to a hospital ER and a primary care physician.
Urgent care
Today, when it can’t wait
Non-life-threatening illness or injury that can't wait for an appointment.
- Flu, UTI, ear infection
- Sprains and stitches
- X-ray, COVID test
- Sports physicals
- Typical cost
- $100–$250 self-pay; $25–$75 copay with insurance
- Wait time
- Usually 15–45 minutes; many offer online check-in.
- Hours
- Evenings and weekends; many open 7 days, some 24 hours.
Emergency room
Now, if it could be life-threatening
Life- or limb-threatening symptoms; severe pain, bleeding, breathing problems, suspected stroke or heart attack.
- Chest pain
- Stroke symptoms
- Severe trauma or burns
- Difficulty breathing
- Typical cost
- $1,200–$2,500+ self-pay; $150–$500+ copay with insurance
- Wait time
- Hours, depending on triage. Severe cases seen first.
- Hours
- 24/7.
Primary care
In a day or two, or ongoing
Routine care, chronic conditions, ongoing health management. Schedule in advance.
- Annual physical
- Diabetes and blood pressure management
- Screenings
- Referrals
- Typical cost
- $100–$200 self-pay; $20–$40 copay with insurance
- Wait time
- Same-day availability rare; appointments often days to weeks out.
- Hours
- Weekday business hours, by appointment.
Chest pain, trouble breathing or severe bleeding? Call 911.
This is general information, not medical advice. Costs are typical US ranges, not quotes from any clinic listed here.
What a visit typically costs
Without insurance
Typical ranges, not quotes- Urgent care$100 – $250
- Primary care$100 – $200
- Hospital / ER$1,200 – $2,500+
$0$1,000$2,000$3,000+
With insurance (copay)
Typical ranges, not quotes- Urgent care$25 – $75
- Primary care$20 – $40
- Hospital / ER$150 – $500+
$0$200$400$600+
When to go to urgent care, and when to call 911
Urgent care is a good fit for
- Fever
- Sore throat
- Urinary tract infection
- Sprain or strain
- Earache
- Work / sports / school physical
- Laceration
- Puncture wound
- Migraine headache
- Sinus infection
- Cough
- Rash
- Back pain
- Car accident
- Elevated blood pressure
- General wellness exam
Call 911 or go to the ER for
- Chest pain
- Severe abdominal pain
- Difficulty breathing or shortness of breath
- Sudden blurred vision
- Numbness in face, arm, or leg, especially on one side
- Weakness on one side of the body or difficulty speaking
- Sudden, severe headache
- Bleeding that won't stop
- Coughing up or vomiting blood
- Severe burns
Do not delay treatment for a serious medical problem.
Common reasons people visit urgent care
General information: urgent care centers handle non-emergency illness, injury and routine needs, usually the same day. Services differ from clinic to clinic, so check the listing or call ahead.
Illness
- Cold & flu symptoms
- Strep throat
- Sinus infection
- Ear infection
- Bronchitis
- Pneumonia (mild)
Injury
- Sprains & strains
- Minor fractures
- Lacerations & cuts (stitches)
- Puncture wounds
- Burns (minor)
- Animal & insect bites
Diagnostics & procedures
- X-rays (on-site)
- EKG / ECG
- Lab tests & bloodwork
- STD testing
- Pregnancy testing
- Drug screening
Preventive & routine
- Sports physicals
- School & camp physicals
- Work / DOT physicals
- Travel vaccinations
- Flu shots
- Tetanus boosters
Frequently asked questions
How many urgent care centers are in Waterloo, IA?
Waterloo, IA has 47 urgent care centers listed on UCL.
Is there a 24-hour urgent care in Waterloo, IA?
Yes. 3 facilities offer 24-hour service in Waterloo. Use the "Open 24 hours" filter on the listings above to see them.
Are urgent care centers in Waterloo open on weekends?
10 of the 47 urgent care centers listed in Waterloo list Saturday hours and 10 list Sunday hours. Hours are not listed for 27, so call those to check. Holiday hours are often shorter; confirm with the clinic before a holiday visit.
Which urgent care centers in Waterloo are open late?
7 centers list weekday hours past 7 PM, and 3 list 24-hour hours. They are named in the "Open late, weekends and 24 hours" lists on this page. Hours change, so call before a late visit.
Which urgent care is closest to the center of Waterloo?
Free Medical Clinic is the listed urgent care center closest to the center of Waterloo, about 0.1 mi away. The list above shows verified clinics first, then the rest by distance from the city center.
What insurance do urgent care centers in Waterloo take?
On our listings, the networks named most often by Waterloo urgent care centers are Aetna (25), Wellmark BCBS Iowa (22) and UMR (21), with the number of clinics in brackets. 31 of the 47 list at least one network. Call the clinic to confirm it takes your plan.
Do urgent care centers in Waterloo require an appointment?
Most urgent care centers accept walk-in patients without an appointment, though some offer optional online check-in. Call the clinic or check its listing to confirm its policy.
What does urgent care cost in Waterloo, IA?
Out-of-pocket urgent care costs in IA typically range from $100–$250 for an uninsured visit, depending on services; visits that include X-rays, lab tests, or minor procedures (stitches, splints) usually run $200–$400. With insurance, the visit cost is usually a copay of $25–$75. These are typical ranges, not quotes; verify with each facility before visiting.
When should I go to urgent care vs the ER in Waterloo?
Go to urgent care for non-life-threatening illness or injury: fevers, sprains, infections, minor cuts, mild asthma, UTIs, flu, rashes. Go to the ER for chest pain, severe abdominal pain, difficulty breathing, sudden weakness or numbness, severe head injury, heavy bleeding, severe burns, or any potentially life-threatening symptom. When in doubt with a serious symptom, call 911.
Do urgent care centers in Waterloo treat children?
Most urgent care centers treat patients of all ages, including children, and some are pediatric-only; call ahead to check a clinic's minimum age. For infants under 6 months with a high fever, contact a pediatrician or the ER directly.
Can I get an X-ray, lab test, or stitches at urgent care in Waterloo?
Many urgent care centers offer on-site X-rays, basic lab tests (strep, flu, COVID, mono, UTI), IV fluids, sutures, and splints, but not all do. More advanced imaging (MRI, CT) typically requires a hospital. Call the clinic to confirm before you go.
Do urgent care centers in Waterloo prescribe antibiotics?
Yes. Urgent care providers can prescribe antibiotics for bacterial infections (strep throat, UTIs, sinus and ear infections, skin infections) when clinically appropriate. They follow CDC stewardship guidelines, so they will not prescribe antibiotics for viral illness like the common cold or most cases of bronchitis.
Can I do a telehealth visit instead of going to urgent care in Waterloo?
Some urgent care centers offer telehealth visits for non-emergency issues like cold and flu symptoms, prescription refills, rashes, or follow-up care. In-person visits are still required for X-rays, lab tests, and physical exams. Ask the clinic whether it offers telehealth.
For clinic owners
Run a clinic in Waterloo? Make sure patients see the right details.
- Correct the phone, email and website patients use to reach you
- Set the opening hours shown on your page (Professional and up)
- Paid listings appear above unclaimed ones in your section of the city page: Elite first, then Professional, then Starter